ADU 1240

This 1240 sq ft rental-ready ADU features 3 bedrooms and 1 bathroom, built in Palmetto, Manatee County, California.
C-SERIES
1240 SQ. FT
3-BED
Build Type: Detached Accessory Dwelling Unit
White River Group Accessory Dwelling Unit Builder in California Gallery Palmetto 1240
Top-Rated ADU Builder
Customer Testimonials

We’ve built similar ADU’s throughhout California, specializing in small homes that maximize every square foot:

Concrete slab foundation (stilts available for elevation requirements)

  • Full kitchen with granite countertops and GE stainless steel appliances
  • Bedrooms have vinyl flooring
  • Full bathrooms with tile shower
  • Energy-efficient mini-split AC system
  • Tankless or 40-gallon water heater
  • Complete electrical panel (125 amp)
  • All permits, plans, and engineering


Construction Options:

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faq

Have Questions?

How much does it cost to build an ADU in California?

The average cost to build an ADU in California depends on size, layout, and finishes. At White River Group, our ADUs are block-built on slab foundations and priced with full transparency. Here’s what our clients typically invest:

ADU TypeADU Price Range
Studio$75,000 – $110,000
One-Bedroom$110,000 – $155,000
Two-Bedroom$155,000 – $200,000

These are our actual pricing ranges, not broad industry averages. Costs vary based on square footage, finishes, and design choices — for example, a larger ADU with upgraded kitchens or baths will fall at the higher end.

Some builders advertise low “base prices” but leave out essentials like utility hookups or permits. White River Group’s pricing is true turnkey, so you know exactly what’s included from day one.

👉 Want the exact ADU cost for your property in California? Get your free ADU cost estimate based on your square footage, finishes, and design goals.


The average cost of ADU or tiny home permits and utility hookups in California is usually $10,000–$20,000 total, depending on your property setup. Here’s the breakdown most homeowners see:

  • ADU permit fees: $3,000–$6,000 (aka the permit cost for an ADU in California)
  • Utility hookup cost for an ADU or tiny house (water, sewer, electric): $6,000–$9,000 (covers ADU utility connection fees)
  • Septic system costs: $7,000–$10,000 for a new or upgraded system (if required by the local Health Department).

Some builders leave permit fees and ADU utility hookups out of their quotes — leading to surprise charges of $10,000–$20,000 later. At White River Group, we show these costs upfront and handle all permitting and utility coordination, so you get the full picture before construction begins.

👉 Want clarity on the permit cost for an ADU, ADU utility connection fees, septic costs, and the cost to connect an ADU to sewer and water? Schedule your free site review, and we’ll break down all expenses for your property before construction begins.

The average cost of ADU or tiny home permits and utility hookups in California is usually $10,000–$20,000 total, depending on your property setup. Here’s the breakdown most homeowners see:

  • ADU permit fees: $3,000–$6,000 (aka the permit cost for an ADU in California)
  • Utility hookup cost for an ADU or tiny house (water, sewer, electric): $6,000–$9,000 (covers ADU utility connection fees)
  • Septic system costs: $7,000–$10,000 for a new or upgraded system (if required by the local Health Department).

Some builders leave permit fees and ADU utility hookups out of their quotes — leading to surprise charges of $10,000–$20,000 later. At White River Group, we show these costs upfront and handle all permitting and utility coordination, so you get the full picture before construction begins.

👉 Want clarity on the permit cost for an ADU, ADU utility connection fees, septic costs, and the cost to connect an ADU to sewer and water? Schedule your free site review, and we’ll break down all expenses for your property before construction begins.

At White River Group, our ADU pricing in California is truly turnkey — covering everything you need for a complete, move-in-ready Accessory Dwelling Unit (ADU). Unlike some builders who advertise a low “base price” and then add extras, we show you the full picture upfront.

Here’s what’s included in our all-inclusive ADU or tiny home pricing:

  • Design and engineering plans
  • Architecture and permits
  • Full construction: concrete foundation, block walls, roofing, electrical, plumbing, HVAC
  • Complete finishes: full bathroom, full kitchen, flooring, interior finishes, all appliances
  • Utility hookups: water, sewer, electric.
  • Final inspections and certificate of occupancy
  • Warranty: 1-year workmanship warranty and 10-year structural warranty

These are real ADU costs in California, not stripped-down numbers. That way, you never face hidden fees or last-minute surprises — just a transparent path from start to finish.

👉 Curious about what’s included in an ADU or backyard home price? Get your free ADU cost estimate and see how White River Group delivers a true turnkey ADU investment.

Yes — at White River Group, we handle the entire ADU permitting process and zoning approvals in California, so you don’t get stuck fighting with city red tape or confusing regulations.

Here’s how we guide your project:

  • Zoning research: We confirm if you are able to build an ADU, setbacks, utility allowances, and other rules and restrictions before design begins.
  • Permit preparation & submission: Our team creates and submits all required drawings, engineering, and applications.
  • Coordination with city and county departments: We dig the codes and double-check with building, planning, and zoning officials to make sure everything is greenlit before moving forward.
  • Managing revisions: If the city requests changes, we handle them fast to keep your ADU project on track.

California’s ADU zoning rules and permit requirements are complex and often change by city or county. Homeowners choose us because we’re California’s trusted ADU-only builder — we navigate zoning with confidence. This gives our clients peace of mind that their project is fully compliant before construction begins.

👉 Need help navigating ADU zoning requirements and permit approvals in Tampa Bay, St. Petersburg, Miami, Orlando, West Palm Beach, or Fort Lauderdale? Schedule a free zoning review and site consultation today, and we’ll confirm feasibility before you spend a dollar on design.

Yes — White River Group offers full support with ADU financing options. Whether you call it a tiny house or a mother-in-law suite, we’ll guide you through lenders who understand ADU projects so you don’t waste time with banks that don’t.

Here are some of the most common ways to finance an ADU:

  • Home equity loans or HELOCs — borrow against your existing property value.
  • Construction loans — designed for new home builds and ADUs.
  • Cash-out refinancing — unlock equity in your current home.

Typical monthly payments fall between $900–$1,500. In many cases, rental income from the ADU can offset most or all of that payment.

👉 Searching for the best way to finance an ADU in California? Schedule your free consultation today, and we’ll connect you with lenders who understand ADU and tiny homes financing — so you can get approved faster and move forward with confidence.

With White River Group, an Accessory Dwelling Unit (ADU) or tiny home can be built in several locations on your property, depending on setbacks and local zoning rules:

  • Backyard: the most common spot for detached ADUs in California.
  • Side yard: possible if there’s enough space within side yard setbacks.
  • Attached addition: build an ADU as a front, side, or rear extension to your main home.
  • Above a garage: a smart choice in urban areas with limited lot size.

California ADU placement rules vary by county, but White River Group handles zoning research upfront so you know your ADU setbacks and exact options before design begins.

👉 Want to know if you can build an ADU in your backyard? Schedule a free site review today, and we’ll confirm setbacks, zoning, and show you the best placement for your White River Group ADU.

At White River Group, every ADU is 100% site-built using traditional construction code — never prefabricated kits. Our ADUs are block-built on slab foundations, inspected at every stage, and fully permitted to California Building Code Section 110.3 standards, ensuring compliance.

This difference matters:

  • Site-built ADUs qualify as real property. They appraise like a home and add long-term equity.
  • Prefab ADUs in California often face zoning restrictions. Many counties don’t allow them, and even when they’re installed, they usually don’t count as real estate.
  • Prefab tiny homes can cost $100,000+ but still fail zoning approval, leaving homeowners with assets that don’t add value.

Whether you call it a tiny home, modular ADU, or backyard cottage, building on-site ensures your unit is compliant, insurable, and a true real estate investment.

👉 Searching for the difference between prefab ADUs vs site-built ADUs in California? See our ADU portfolio and learn why White River Group builds only block-built ADUs that last and add equity.

Yes — you can build an ADU, tiny house on a property with a septic system in California, but the Health Department must approve septic capacity before permits are issued. In most cases, you’ll have three options:

  • Connect to the existing septic system (if it has enough capacity).
  • Upgrade the existing septic system — usually $2,000–$5,000, sometimes up to $7,000 depending on complexity.
  • Install a new septic system — typically $7,000–$10,000, and in some cases up to $15,000 depending on size and soil conditions.

Most homeowners don’t realize septic capacity rules can delay or stop an ADU project. That’s why at White River Group, we coordinate a full ADU septic evaluation report with licensed contractors and the Health Department before you sign a contract. This way, you’ll know the real cost and required option upfront — with no surprises later.

👉 Looking for clarity on ADU septic requirements in California? Schedule a free site review today, and we’ll confirm your septic capacity and options — and show how upgrades can often be rolled into ADU financing.

Yes — a block-built Accessory Dwelling Unit (ADU), sometimes called a tiny house, almost always increases property value in California. Because it’s built to the California Building Code and appraises like a new construction home, an ADU is treated as real estate — not a temporary structure.

Here’s why ADUs boost value and deliver strong ROI:

  • Equity boost: Adds livable square footage that often appraises higher per square foot than the main home.
  • Rental income potential: An ADU can generate steady cash flow, often covering most or all of your mortgage.
  • Buyer demand: Buyers (especially families and investors) pay a premium for homes with secondary units.
  • Resale value: ADUs are considered a high-demand feature in California, increasing your property’s resale appeal.

ADU ROI Example:

Property TypeBuild Cost / ValueMonthly RentAnnual IncomeROI
White River Group ADU$200,000$2,000$24,00012.0%
Single-Family Home$380,000$2,466$29,5927.8%

💡 For comparison: According to 2025 California real estate data, a typical single-family home in California (valued at $380,000, renting at $2,466/month) yields only a 7–8% ROI. That means an ADU investment can nearly double your return.

👉 Wondering how much value an ADU adds to a home in California? Schedule a free consultation today and see your potential ROI, rental income, and property appraisal boost with a White River Group ADU.

Yes — in most parts of California, you can legally rent out an ADU or tiny house, as long as it’s built to the California Building Code and properly permitted. Because White River Group ADUs are block-built, slab-on-grade, and fully permitted, they qualify as legal rental units that appraise like real estate.

Here’s what to know about ADU rental laws in California:

  • Long-term rentals (6+ months): Generally allowed across California if the ADU meets zoning and building standards.
  • Zoning requirements: Rules differ by city and county, so exact rental allowances can vary.
  • Owner occupancy: Some municipalities may require the property owner to live on-site if renting an ADU.
  • Rental income potential: Many California homeowners legally rent their ADUs to offset or even cover their mortgage.

👉 Wondering if you can legally rent your ADU or tiny home in California? Get your free ADU cost estimate — we’ll confirm your ADU rental options in Tampa, St.Petersburg, Miami, Orlando, Jacksonville, Fort Lauderdale and beyond.

The size of an Accessory Dwelling Unit (ADU) in California depends on local zoning rules and the size of your main house. While each city and county is different, here are common ADU square footage limits in California:

  • Typical range: Most ADUs fall between 400–800 sq. ft.
  • Maximum size: Often between 650–1,000 sq. ft., or up to 80% of the main home’s size.
  • Minimum size: To qualify as a legal dwelling, most counties require at least 200 sq. ft.

Most homeowners want to maximize square footage — and at White River Group, we make sure your design gets every inch the code allows. We confirm exact zoning standards upfront so you know what’s possible before design or permitting.

👉 Curious about the maximum ADU size or tiny home square footage in California for your property? Schedule a free site review today and we’ll confirm your zoning limits before you invest in design.

At White River Group, we’re a leading ADU builder in California, serving much of Central and South California with fully permitted, block-built ADUs.

Here are the main areas we serve:

Wherever you are in Central or South California, White River Group is the local ADU contractor near you that brings zoning clarity and turnkey construction to your property.

Recognized as one of the best ADU contractors in California, White River Group serves Tampa, Miami, West Palm Beach, Orlando, St. Petersburg, Sarasota, and surrounding areas.

👉 Not sure if we cover your property? Schedule a free site review today, and we’ll confirm if your lot qualifies for an ADU anywhere in California.

ADU rules and zoning requirements in California vary widely by city and county, which is why zoning is often the #1 pain point for homeowners. What’s allowed on one property may be restricted just a few blocks away.

Here are some of the most common California ADU zoning requirements:

  • Size limits: Typically 400–800 sq. ft., with maximums from 650–1,000 sq. ft. or up to 80% of the main home’s size.
  • Setbacks: Rear setbacks are usually 5–20 feet; side setbacks are often 5–10 feet.
  • Owner occupancy: Certain cities require the homeowner to live on-site if renting the ADU.
  • Utilities & septic: If your property is on septic, the Health Department must approve capacity before permits are issued.

At White River Group, we know ADU zoning in California is confusing and constantly changing. That’s why we research every property, confirm with local departments, and give you clarity before moving into a contract. With us, you’ll know exactly what’s possible before spending a dollar on design or construction.

👉 Want clarity on ADU size, setbacks, and zoning rules in California? Schedule your free consultation today, and we’ll confirm feasibility for your property in Tampa Bay, Miami, West Palm Beach, Orlando, St. Petersburg, or anywhere else we build.

We do not sell pre-built or ready-made ADUs. White River Group specializes in custom ADU construction, building permanent, site-built units directly on your property.

Whether you call it a granny flat, backyard home, or mother-in-law suite, our units are block-built on slab foundations, fully permitted, and appraised as real estate.

Here’s what that means for you:

  • Not prefab or kits: We don’t sell temporary, movable units. Prefab tiny homes often can’t pass zoning in California and usually aren’t considered real property.

What you can expect:

  • Ground-up construction: Each ADU is built on-site and attached to a slab foundation.
  • Fully permitted builds: Designed to meet California zoning and building requirements.
  • Customized floor plans: Studio, one-bedroom, and two-bedroom options available.
  • Investment-grade construction: Built as real property that can add long-term value.

Every project is designed and constructed specifically for your lot – we do not maintain inventory or offer prefabricated units.

We don’t keep “ready-to-move” units in inventory, but we design and build ADU homes — from Tampa and St.Petersburg to Orlando, Miami, Jacksonville, West Palm Beach and beyond.

👉 Searching for ADUs or tiny homes in California that count as real property? Check our ADU portfolio to see how White River Group delivers a true home-quality build.

 Yes — White River Group builds ADUs near you across Central, South, and Northeast California. The fastest way to confirm coverage is a quick address/ZIP check plus a free site review. In that visit, we verify zoning, setbacks, and utilities so you know if an ADU is feasible on your lot and what it will take to permit.

We currently serve major metros including Tampa Bay, Orlando, Miami, Fort Lauderdale, Jacksonville, St. Augustine, and Sarasota, Bradenton (and surrounding cities).

👉 Next step: Skip the guesswork. Schedule your free site review, drop your address or ZIP, and we’ll confirm “ADU builder near me” coverage, check setbacks, and outline permitting, timeline, and pricing for your property.

Getting started is simple. At White River Group, California’s turnkey dedicated ADU builder, we guide you through every step of the process so you never feel lost or overwhelmed.

Here’s our proven ADU design and building process:

  1. Free site review & consultation — we confirm setbacks, zoning, and utilities, and give you a preliminary estimate.
  2. In-depth zoning research (and septic review if needed) — so you know feasibility before you sign a contract.
  3. Design & architecture stage — floor plans, backyard layout, specs, and architectural drawings.
  4. Permitting — our team prepares and submits all applications, coordinating with your city or county.
  5. Construction — we block-build your ADU on a slab foundation, inspected at every stage.
  6. Move-in ready delivery — includes final inspections, certificate of occupancy, and warranties.

With White River Group, you get clarity upfront and a step-by-step ADU building process that turns a confusing project into a predictable, finished home. Homeowners across Tampa Bay, St.Petersburg, Miami, Orlando, and Sarasota trust us — with 30 ADU projects underway today.

👉 Searching for how to build an ADU in California or ready to start your own? Schedule your free consultation today, and we’ll walk you through design, permitting, and financing options for your White River Group ADU.

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